Wir bieten mit unseren Geschäftspartnern diverse Finanzierungsmöglichkeiten. Spezialisiert auf individuelle Unternehmens- und Spezialfinanzierung im In- und Ausland stehen unser Partner als Garant für fair Business und bringen nationale und internationale Projekte zu einem positiven Abschluss.

 

Unsere Partner bieten Ihnen:

  • Immobilienprojekte

  • Oil&Gas, Energie-Technologien

  • Reha,  Hotels / Seniorenwohnanlagen, Werke etc.

  • Geschäftserweiterung und -Expansion  
 
Für eine unverbindliche Anfrage* werden folgende Unterlagen unbedingt benötigt::
Anfragen für Deutschland und Osterreich können in deutscher Ausfertigung, alle anderen Anfragen bitte in englischer Ausfertigung.

    - CIS (Client Information Sheet,)
   - Passkopie oder Kopie ihres Personalausweises als Nachweis der Identität.
   - Projektbeschreibung ( z.B. Businessplan incl.Finanzplan, Rentabilitätsvorschau, oder Executive Summary etc.)
   - Angaben zur gewünschten Finanzierungshöhe/Laufzeit/Tilgung

 

Anfragen     ohne Unterlagen werden nicht mehr bearbeitet


Möglichkeiten unser Partner:

IMMOBILIENFINANZIERUNG

M E Z Z A NI NK A PI T A L  IN   D E R   I M M O B I L I E NF I NA NZ I E R U NG

Eine der groessten Herausforderungen ist und bleibt die Eigenkapitalausstattung. Nun zeigen wir Ihnen, wie Sie diese Luecke mit Mezzaninkapital schliessen koennen.

Hohe Eigenkapitalanforderungen fuer Projektent- wicklungen:

Eigenkapital  war  schon  immer  ein  grosses  Thema  in  der Projektentwicklung.

Baugesellschaften arbeiten ueblicherweise gleichzeitig an mehreren Projekten.

Je groesser die Immobilienvorhaben sind und je laenger Ihre Umsetzung dauert, desto mehr Kapital binden sie.

Der Projektentwickler erhaelt seinen Einsatz erst nach Fertigstellung und erfolgreicher Vermarktung zurueck. Das kann zu Engpaessen fuehren, wenn der Bautraeger ein neues Projekt beginnen moechte, aber nicht ueber ausreichend Eigenkapital verfuegt.

Die Herausforderungen sind seit der Finanzkrise von 2008 sogar noch  groesser  geworden,  weil  die  neue  Bankenregulierung hoehere Eigenkapitalanforderungen an die Kreditvergabe stellt.

 

Mezzaninkapital staerkt das Eigenkapital:

In diese Finanzierungsluecke tritt Mezzaninkapital.

Diese Finanzierungsform ist meist, wie der Name andeutet, zwischen Eigenkapital und Fremdkapital angesiedelt.

Aufgrund seines eigenkapitalaehnlichen Charakters wird Mezzaninkapital von Banken in der Regel dem Eigenkapital zugerechnet und erleichtert deshalb den Abschluss einer Baufinanzierung.

Es gibt sogar Strukturen, bei denen Mezzaninkapital das gesamte Eigenkapital stellt, der Projektentwickler also kein eigenes Kapital aufbringen muss.

Flexible Finanzierungsform, bei der der Entwickler die Kontrolle behaelt

Mezzaninkapital ist eine aeusserst flexible Finanzierungsform, die vom nachrangigen Darlehen ueber stille Beteiligungen bis hin zu Joint-Ventures reicht.

So  vielseitig  wie  das  Finanzierungsprodukt  sind  auch  seine Anbieter.

Es gibt zahlreiche Investoren, die sich wegen der andauernden Niedrigzinsphase nach neuen Anlagemoeglichkeiten umschauen.

Je nach Strategie sind einige nur an einer attraktiven Verzinsung des Kapitals interessiert und ueberlassen das Projektmanagement komplett dem erfahrenen Entwickler.

Bei einer Mezzanine-Finanzierung sollten es eigentlich schon 12 (%)  Prozent  sein.  „Da  wir  in  das  unternehmerische  Risiko gehen, bekommen wir keine laufende Verguetung, sondern sind am   Projektgewinn   beteiligt“,   erklaert   der   Manager   den

grundsaetzlichen Mechanismus. Die Rendite sollte auch bei der Immobilien mindestens bei ueber 10 (%) Prozent liegen.

Andere wollen eine Beratungsfunktion uebernehmen, was fuer Bautraeger insbesondere bei schwierigen Projekten oder auf bislang  unbekannten  Maerkten  einen  grossen  Vorteil  bringen kann,  wenn  der  Investor  die  fehlende  Expertise mit  an  Bord bringt.

 

Mezzaninkapital eroeffnet langfristig neue Perspektiven:

Nach einer ersten erfolgreichen Zusammenarbeit eroeffnet sich fuer Immobiliengesellschaften eine wertvolle Kapitalquelle fuer zukuenftige Projekte, denn viele Mezzaninkapitalgeber sind an strategischen Partnerschaften interessiert.

Sind die Anforderungen und Beduerfnisse erst einmal abgesteckt, lassen sich im eingespielten Team neue Projekte sogar schneller und unbuerokratischer abwickeln.

Gerade bei sehr begehrten Lagen kann Schnelligkeit bei der Aufstellung einer Finanzierung zum entscheidenden Erfolgsfaktor im Wettbewerb mit anderen Bautraegern werden.

 

Anfragen      ohne Unterlagen werden nicht mehr bearbeitet !

 


Up to 90% LTC Construction & Development Financing for Green Energy Projects:

 

Our network-partner can assist clients and brokers in their attempt to secure funding by working on $5M (USD) to

$500M (USD) and higher alternative energy and renewable power funding requests that may require innovative financing and structuring.

Loan Amount:                                            $ 5M USD to $500M USD.

                                                                         $ 5M minimum for International Project.

Loan Type(s):                                             Construction – Development

Maximum Loan-to-Cost:                        Up to 90%

Loan Term:                                                  From 12 to 36 months (TBD.

Draw Period:                                               From 12 to 36 months (TBD).

Draw Period-Interest Rate:                  4.25%++ p.a. fixed rate – depends on the location.

Loan Purpose(s):                                      Qualified income producing projects and other acceptable business purposes, including international construction / development on a case-by-case basis.

 

PROJECTS CONSIDERED:

Loan Purpose(s):        Development / Construction Construction Completion / Business Development.

Project Type(s):          Alternative Green Energy projects. (Solar, Wind, Geothermal, Hydro, Biomass, Waste conversion, etc.).

 

Terms after the Construction phase:

 

   Loan to Value Ratio Up to 90% CLTV (up to 100% in certain cases).

  •    Interest Rate 4.75%++ depends on the location.
  •    Term 5 – 25 years.
  •    Amortization – Interest Only.
  •    Recourse & Non-recourse.
  •    Loan Fees 3 – 5 Points.
  •    Exit Fee – None.
  •    Extensions – Yes.
  •    Extension Fee: 1/2 – 1 Point,
  •    Borrowing Entity: Special Purpose Entity

 

Construction & Development

Requested Project Information:

  • EXECUTIVE SUMMARY OF THE DEVELOPMENT.
  • BANKABLE BUSINSS PLAN IN ENGLISH.
  • CONSTRUCTION BUDGET including hard and soft costs.
  • TIMELINE showing key points from beginning to completion of project,
  • AGREEMENT OR ARTICLES OF INCORPORATION OF ENTITY.
  • COMPARABLE SALES INFORMATION.
  • COPY OF FULLY EXECUTED PURCHASE CONTRACT AND DEED.
  • COPY OF APPROVED BUILDING PLANS.
  • COPY OF ZONING ANALYSIS.
  • EVIDENCE OF PARTNERS’ CONTROL OF ANY DEVELOPMENT RIGHTS NECESSARY TO EXECUTE THE PLANS.
  • BACKGROUND/BIO ON EACH PARTNER.
  • BACKGROUND/BIO/RECENT SIMILAR PROJECTS COMPLETED for architect, EPC contractor and construction manager.
  • COPY OF  THE  CONTRACT  between  developer  and  general contractor.
  • The Company’s  Certificate  of  Good  Standing,  Articles  of Incorporation and all amendments thereto.
  • The Company’s Bylaws and all amendments thereto.
  • 3rd Party Feasibility & Market by Industry Professional Study.
  • Provide evidence of your own cash liquid you invested and/or (2nd & 3rd party) in project thus far along with bank statement to support the payments for the project
  • Performa’s, Month-to-Month Financial Projections for the first 12 months following closing, and Annual Financial Projections for years 2-5.
  • Current- Personal Financial Statement.
  • Organization chart with all employees and their compensation listed.
  • A- Color (Copy) of Driver’s license and or passport.

 

Financial Statements:

  • Detailed historical monthly balance sheets, income statements and cash flows for the last 3 years and the current YTD period (Please confirm that interim financial statements are prepared on the same basis as that used for the most recent audited statement. If not, what are the adjustments recorded or accounts reconciled only at year end?).

 

Letter of Intent (LOI) Issued:

  • An LOI or conditional approval is issued typically within 24-72 hours of receipt of receiving the above required basic documentation.
  • The LOI will provide detailed information about the rate, terms costs and conditions of the loan.
  • You can accept our offer or not. There is no cost or obligation up until this point.

Anfragen      ohne Unterlagen werden nicht mehr bearbeitet !


BRIDGE LOAN

A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing.

 

A bridge loan is an interim financing for an individual or business until permanent financing or the next stage of financing is obtained. Money from the new financing is generally used to „take  out“  (i.e.  to  pay  back)  the  bridge  loan,  as  well  as other capitalization needs.

Bridge loans are typically more expensive than conventional financing, to compensate for the additional risk.

Bridge loans typically have a higher interest rate, points (points are essentially fees, 1 point equals 1% of loan amount), and other costs that are amortized over a shorter period, and various fees and other „sweeteners“ (such as equity participation by the lender in some loans).

 

The   lender   also   may   require cross-collateralization and   a lower loan-to-value ratio. On the other hand, they are typically arranged quickly with relatively little documentation.

 

Real estate:

Bridge loans are often used for commercial real estate purchases to quickly close on a property, retrieve real estate from foreclosure, or take advantage of a short-term opportunity in order to secure long-term financing.

Bridge loans on a property are typically paid back when the property is sold, refinanced with a traditional lender, the borrower’s creditworthiness improves, the property is improved or completed, or there is a specific improvement or change that allows a permanent or subsequent round of mortgage financing to occur.

 

The timing issue may arise from project phases with different cash needs and risk profiles as much as ability to secure funding.

 

A bridge loan is similar to and overlaps with a hard money loan. Both are non-standard loans obtained due to short-term or unusual circumstances. The difference is that hard money refers to the lending source, usually an individual, investment pool, or private company that is not a bank in the business of making high-risk, high-interest loans, whereas a bridge loan is a short- term loan that „bridges the gap“ between longer-term loans.

 

Bridge Loans:

Companies in need of short-term financing for as little as 30 days up to a period of two to three years (and occasionally up to five years) may qualify for bridge loans.

These are typically structured as interest-only loans (with the balance due at maturity) or interest plus an appropriate amortization period.

A wide variety of types of projects will potentially qualify, and loan amounts can start at $1 million and can go as high as $20 million (up to $100 million in select situations).

Bridge loans are not meant to be a final solution for the borrower. Rather, they are meant to be short-term or intermediate funding.

In most cases the borrower will need to seek replacement financing at the end of the term to extinguish the original amount borrowed (the principal).

That is, bridge loans are dependent on an outside event to pay off the loan — the expectation is that at least part of the principal is going to be repaid from a refinancing or sale.

 

To qualify for bridge loans, companies will need to provide the following:

  •      Appropriate tangible collateral
  •      Legitimate repayment strategy
  •      Demonstrated ability to service the debt
  •      Suitable use of proceeds
  •      Proper supporting documentation

Please note:

Payment scenarios will vary depending on the borrowers (and lender’s) specific needs and requirements. Some projects will qualify for an interest-only structure, while others will require a standard principal amortization schedule. Some loans may also require an interest reserve

 

Anfragen      ohne Unterlagen werden nicht mehr bearbeitet !

 


BRIDGE LOANS & HARD MONEY LOANS:

 

Commercial & Residential Properties!

Commercial & Residential loans $100,000 to $100 Million and more!

We base our loan qualifications on the property value, NOT on the  borrow ers’  credit .

If you are preparing to buy or refinance a commercial or residential property and or residential property. Our Group will provide a readily accessible alternative to traditional loans. We issue this financing based primarily on the value of the property, rather than your own financial standing. This allows us to make this funding available much more quickly than a conventional loan.

Whether you need $100,000 or $100 million plus!! Our Group can help fund your loan. We make it easy for you, no tax returns and no P&Ls.

 

Bridge & Hard Money Loans

$100,000 to $100,000,000 

Our Group is a highly experienced Corresponding Lender & Loan Syndicator in providing our clients with Commercial/Residential Stated Loans, Bridge Loans and Hard Money Loans in a short amount of time. With our numerous partnerships with institutional private investment firms we can provide the capital you need, in the time you need it in.

 

Bridge Loans / Hard Money Loans Criteria and Rates:

Loan Size: $100,000 to $100,000,000+++

 

Lending Area:                                  National and International

Collateral:                                         We lend to mainly on commercial real-estate and non owner  occupied residential properties, including raw land and development projects.

Interest Rate:                                   5.99% +  Interest Rates vary depending collateral

Amortization:                                   Interest Only

LTV:                                                    Up to 90%

Origination Fee:                               1% to 4%

Closing time:                                     5 Days to 1 Month

 

Special Property Bridge Loan Program

If you need additional capital quickly for another project, or if you see an acquisition opportunity that you can afford to pass up, then this is the program for you.

This program applies to income producing properties only. Rates are very competitive and require strong borrowers.

 

Program Highlights:

Loan Size:                                          $100k to $100M+++

LTV:                                                    Up to 90%

Rate:                                                   5.99% + Interest Rates vary depending collateral

Term:                                                  1 to 3 years Interest Only

Property Types:                                Office, Retail, Industrial, Multi-Family, Manufactured Housing, Hospitality, Assisted Living/Congregate, Condominiums, Self Storage, Special Use Properties & many more!

 

Our Group brings it’s experience and integrity to funding your Stated, Bridge and Hard Money Loans.

At our Group,     even a small loan is a big deal to us.

 

ADVANTAGES OF YOUR LOAN:

Fast Funding Fixed, up to 1 –  3 Years Fully Amortized

No Pre-Payment Penalties

Loan to Value: Up to 90% (On Purchases) and ( Up to 80% LTV if Cashout Refi’s)

 

WE MAKE LOANS ON PROPERTIES INCLUDING:

Retail Apartments Factories Strip Centers

Office Buildings Warehouses Industrial

Non-Profits

Religious Institutions & Buildings

Mixed-Use / Single Use

Automotive Centers

Owner or Non-Owner Occupied

Properties in bankruptcy Non-Conforming properties Motels

Hotels

Residential

And many more

 

Anfragen      ohne Unterlagen werden nicht mehr bearbeitet !

 


Financial Guarantee Bonds:

 

Definition: A non-cancellable indemnity bond, backed by an  insurance  company,  which  guarantees  that  principal and interest will be paid in compliance with the underlying contractual agreement or promissory note.

Financial guarantee bonds are used by debt issuers as a way of attracting investors.

The guarantee provides said investors with an additional level of security that the investment will be repaid/obligation will be fulfilled in the event that the securities issuer is unable to do so.

The bond may benefit the principal by enhancing the principal’s creditworthiness thereby lowering the cost of financing.

The guarantee „wraps“ the security/promissory note with the insurer’s indemnity.

Because the bond represents an UNCONDITIONAL GUARANTEE  of  compliance/repayment,  a  preferred interest rate is often offered.

Our  Network  Partner  offers  financial  guarantee instruments as the exclusive attorney-in-fact for: J. Ass. Re,  and  in  the  United  States  through  a  fronting relationship with a highly capitalized U.S. carrier, rated A+ Superior by A.M. Best.

Due to our strict adherence to underwriting rules, full collateralization of the obligations assumed, respect of our reinsurance/retrocession agreements, and ongoing principal surveillance, we are able to offer a significant per risk capacity of up to U.S. $200 million.

 

OUR „INSURANCE -BACKED“ PROJECT FUNDING PROGRAM

 

Our Bond Financing Programs are designed to achieve project funding by using various types of Bonds as collateral/instruments for debt security.

The  objective  is  to  produce  a  secured  loan  vs.  an unsecured loan to reduce and mitigate lending risk and enhance the attractiveness, cohesiveness and stability of the proposed loan request.

In doing so, our network partner can be assured that if the Borrower stops making the promised loan payments, the collateral secures the lending and our network partner is able to recoup any losses.

An additional benefit is that loans secured by Bonds typically have lower interest rates.

Our Bond Project Funding Program leverages the „Power of Insurance-Backed Financing“ to secure funding for your projects up to Hundreds of Millions of Dollars.

It enables you to dream as big as your imagination and acquire the financial resources to „Transform Your Dreams into Reality“ as you determine the amount of the loan, based on the amount of Insurance you acquire.

The  Program  uses  a  Bond  as  a  form  of  a  Financial Guarantee Bond to guarantee the payment of a sum of money at some future date if the Principal (borrower) does perform the obligation that the Principal has agreed to, thus reducing the Lender’s risk.

 

Program Highlights

 

  •      Project Funding from $1M to $450M. 
  •      We can fund larger projects on a case by case basis.
  •      3.6% to 5.7% Annual Interest Rates.
  •      Loan Term is a Maximum of 10 years.
  •      Possibility of Up to 6 month Grace Period.
  •      4 – 6 Weeks Funding Timeline.
  •      A Surety Bond must be procured from a Worldwide Top Prime Insurance Company to secure and insurance wrap the Loan.
  •      We Fund Projects Anywhere in The World.
  •       We  fund  projects  after  the  careful  study  of  your bankable Business Plan to know your Exit Strategy.
  •      We are ready to Fund your project via a loan at 3.6% to  5.7 % ROI for a duration of up to 10 years with up to 6 month   grace   period   provided   that   your   bankable Business Plan makes business sense, and you are ready to procure an Insurance Bond to act as the security for the funding.
  •       A  Private  Invitation  Consulting  Agreement  must  be signed and executed to confirm the Client’s commitment to a Face-to Face meeting with the Client and at the project location.
  •       After   the   NDNC   (Nondisclosure   Non-Circumvention) Agreement has been endorsed for confidentiality and a careful study of your bankable Business Plan, a Term Sheet (Loan Agreement outlining the terms of the loan) will be prepared by the Lender’s Legal Department and sent to the Client for endorsement/signature and return. Once the endorsed Term Sheet has been returned and we are assured of having a contract between the Client and our Fund Trust.
  •       After the full endorsement of the Term Sheet, it will be sent to the Insurance Company because the only collateral   required   for   this   Program   is   Insurance Wrapped Bonds. We always request an Insurance Bond as collateral for this type of funding because we always want them to cover the risk associated with the funding between  the Lender  and  the  Borrower.  We  are  safer with Insurance Bonds as collateral than any other collateral offered by our Clients.
  •       The Insurance Company in the UAE or UK will review the Term Sheet to determine if they will approve to bond the project. If they approve the project, our network partner will issue a MOU (Memorandum of Understanding) with an Application Form for endorsement and return. They will also request some of your company documents for their due diligence. If our Insurer/Underwriter find you eligible to be bonded after their due diligence, they will request  the  Bond  Underwriters  Application  Fee  to  be paid to their Underwriters Account and the Bond will be issued upon confirmation of payment. The Bond will be underwritten and forwarded to the Lender’s Trust Bank for their endorsement, funds processing and to us for clearance to invite you over for the face-to-face meeting for closure and for funds to be released to your Project account in your presence.
  •      This process takes between 6-9 Days depending on the responsiveness of the Client to all the requirements for the various processes that need to be completed.

 

Program Synopsis:

Bond Insurance is the catalyst to securing funding for your Project. Without it, you will not be approved for funding even though your bankable Business Plan and Project gets approved.   The   Bond   procured   through   our   Strategic Partner Insurance Firm in the UAE, China, UK, or Switzerland, functions as the collateral and security for the loan.

 

Anfragen      ohne Unterlagen werden nicht mehr bearbeitet !


BOND FUNDING

Project Bonds:

An alternative source of financing worldwide & infrastructure projects. The global financial crisis has resulted in stricter regulations on banks and their lending requirements which mean that worldwide projects can no longer be funded by traditional debt alone. Other more innovative ways of funding need to be considered and implemented such as project bonds.

Project Bonds vs. Traditional Debt:

Recent surveys suggest that infrastructure is beginning to be viewed as an asset class of its own and the allocation to this investment class is expected to increase significantly. However, the global financial crisis has resulted in stricter regulations on banks and their lending requirements which mean that infrastructure projects can no longer be funded by traditional debt alone and other more innovative ways of funding need to be considered and implemented.

Advantages of Project Bonds:

Project bonds open up an alternative debt funding avenue to source financing for infrastructure related projects. Traditionally, deals have been financed through banks, however the implementation of Basel III regulations requires stricter monitoring and disclosures, ultimately leading to higher costs and higher capital requirements. These higher costs will be passed through to the project developers translating to diminished project IRR’s (internal rates of return). By accessing the institutional bond market, companies are potentially able to reduce the project funding cost.

Project bonds offer an opportunity for institutional investors to participate in infrastructure projects through listed, tradable securities that can offer superior riskadjusted returns.

Challenges of using project bonds as a source of funding:

The use of project bonds as a funding mechanism may be unattractive to investors with a lower appetite for risk which is inherently higher in the construction industry. Before the financial crisis, capital markets were seen to be less stable than debt markets, which have now changed given the reduction in global liquidity. Local institutional bond investors, while happy to take on performance risk, generally are not prepared to take on any form of construction risk.

Not all debt portions of these deals will be able to take advantage of this source of funding, but this mechanism will certainly provide benefits to the project developers in the form of potentially enhanced returns due to the lower cost of capital.

Project bonds issued by corporates in the rest of the world:

Thus far, project bonds have been successfully utilized in Europe and America to fund infrastructure projects. In Europe, corporate bond markets continue to grow in spite of the increase in market volatility and it is anticipated that the use of corporate bonds to fund infrastructure projects in Europe will play a significant role in boosting the Economy.

Bond Funding is a fast, low cost, non-recourse way to finance many types of real estate and non-real estate projects. It can take the form of either a 144A or Reg. D structure. To further enhance an offering the client has the options of debt, convertible debt, preferred convertible stock, preferred stock, or stock to raise the desired capital.

The company that arranges this financing may also be able to provide an IPO approach as well.

TERMS & CONDITIONS:

Locations Available:                                Worldwide
Funding Amount:                                    $1 Million USD to $500 Million USD (no cap)
Eligible Projects:                                      Stabilized Real Estate Construction Rehab Agriculture Mines Oil & Gas Energy Technology Pharmaceutical Major Business Acquisition/Expansion
Interest Rates:                                          Approximately 3.5 % – 5.5% p.a. depends on project and location – please note the interest rate will change very soon. Terms: Up to 30 years amortized, Interest only during construction Closing Timeline:                                                     Approximately 60 – 90 days
Pre-Financing Costs:                                Bond Fee (1-2%) and any 3rd party reports.
Fee to Bond Firm at Closing:                  Success Fee to Bond Firm up to 5% points, built into the note.

Advantages:

Lender funds up to 100% LTV/LTC

No first lien 

No credit check

No asset verification 

No personal guarantee 

No loss of equity in your business 

Option to defer payments up to 12-24 months 

Lender points are built into the bond

Financing can be done in one lump sum upfront depending on project needs

 

Anfragen     ohne Unterlagen werden nicht mehr bearbeitet


Retail floorplan loans / Revolving line of credit:

 

Retail  floor  planning (also  referred  to  as  floor  planning  or inventory   financing)   is   a   type   of   short   term loan used by retailers to purchase high-cost inventory such as automobiles.

These  loans  are  often  secured  by  the  inventory  purchased as collateral.

Floor   planning   is   commonly   used   in   new   and   used car dealerships.

Contrary to common perceptions, most car dealers do not pay cash for the vehicles on their lot.

Even smaller dealerships can have an inventory of vehicles representing millions of dollars of capital investment.

Most car dealerships floor plan their vehicles, and factor the cost of  financing inventory  into  their  sale  price.  This also  creates incentive for the dealers to turn around vehicles as quickly as possible.

Floor planning costs can run into hundreds of thousands of dollars a month for a big multi-location dealer with large inventories.

In the case of new vehicles, they are generally floor planned by the  manufacturer,  such  as  General  Motors  Acceptance  Corp, or GMAC.  With  used  car  dealers,  specialty  finance  companies cater to their industry.

Rather than offering loans for each individual vehicle purchase, most floor planning companies supply dealers with a revolving line of credit that they can use to acquire inventory, such as through automobile auctions.

Floor planning (flooring) vehicles is a way to acquire inventory, but can have negative consequences if payments (curtailments or payoffs) are not made on time.

Curtailment schedules vary by floor plan providers, but generally range from 5%-20% of the original loan proceeds on each vehicle every 30/60/90/120 days.

If curtailments are not made or the dealer enters into default their obligations, floor plan companies will take action to minimize their exposure. Those actions include attaching to the bond (not all states require dealers to have bonds), repossessing the collateral and other collection efforts.

Dealers of recreational vehicles, boats and major appliances may also use floor planning for all or part of their inventories.

 

OUR NETWORK PARTNER IS DEDICATED TO YOUR

DEALERSHIP’S GROWTH AND SUCCESS

Our dealer floor plan offers the competitive pricing and flexible terms you need with the dedicated, attentive support you want.

The Lender of Choice for Independent Dealers Worldwide

We serve over 23,000 clients, providing auto dealer floor plans that are tailored to individual business needs. Our network partner for capital floor plans increases buying power and furnishes your dealership with the additional expertise and resources needed to succeed.

Since then, our network partner has made a name for itself through their commitment to service, customer-centric solutions and innovation.

Their flexible lines of credit, robust array of services and best-in-class support are provided to over 23,000 dealer clients worldwide.

They offer state-of-the-art online and mobile account management tools, title services, records management and collateral protection products and services

 


JOINT VENTURE, DEBT & EQUITY FUNDING

We will directly provide both Debt Financing & Equity Capital Funds for joint ventures for USA and International real estate development projects and alternative energy projects. The following is a summary of just one of the joint venture programs we have to offer.

We will provide 100% equity financing that covers all project costs including:  

Land acquisition, 

Development, 

Construction and equipment costs.

Please note:

          There is no interest charged during the term of the investment.

           Instead, the USA-based investment fund takes a minority equity position within the proposed project as compensation for the investment, with the buyout options determined during formal underwriting.

Investment Criteria for Joint Venture Financing:

          Financing for all types of commercial real estate  Alternative energy projects.

          In general, they must meet the following criteria:

• The project is for NEW DEVELOPMENTS ONLY, needing $1 million or more; • The project must be shovel-ready–defined as ready to break ground in 90 days or less; • The project must be sponsored by an experienced developer with a significant financial stake. • Asset-based loans, including In-Ground Assets; • Corporate expansion loans; • International Funding; and • Hard money loans.

Joint Venture Financing Project Types: (NEW DEVELOPMENT ONLY)

• Hotel Resorts and Casinos • Assisted Living/Senior Housing • Apartment Buildings/Multifamily Housing • Alternative/Renewable Energy (i.e., solar, wind, hydro, geothermal, etc.) • Green Energy (i.e., biofuel/biodiesel, biomass, waste-to-energy, etc.) • Hospitals and Health Care Facilities • Infrastructure (roads, highways, rail, etc.) • College and University Buildings • Public-Use and Recreational Facilities • Industrial Projects • Other Related Types

Locations:                           USA and International,

excluding:                            China, India, Africa, Russia and the Middle East (we have other potential sources for those areas).

Joint Venture Financing Terms I:       (with the option of a Bridge Loan Financing to secure Acquisition Contracts. 10-days closing. Call for details!)

• 100% equity financing.

• Typically three to five-year term.

• Non-recourse financing.

• No interest payments during term of investment.

• Minority equity stake in lieu of interest.

• Take out with permanent financing or sale Time to Closing: 60 to 90 days.

Joint Venture Financing Terms II:      (w/the option of a Bridge Loan Financing to secure Acquisition Contracts. 10-days Closing. Call for details!)

• A 60% loan and a 40% purchase of shares in project company to give 100% financing • Maximum term for loan 10 years • Interest rates on loan for USD 4.5% or on Euro 4%

• No interest payments during term of investment

• Interest only payments on loan Time to Closing: 60 to 90 days

Joint Venture Equity Participation:

During formal underwriting, the investment fund will determine its equity participation in the project– depends on the location – typically 15%-40%. As such, they will take a minority interest in the project until completion/stabilization when they will look to exit the transaction via refinancing, sale of the project, etc.

Joint Venture Equity Financing Advantages:

• The developer pays no interest during the entire construction period–potentially saving millions of dollars in interest expense; • Because the investment fund participates as a 100% joint venture equity partner, they assume nearly 100% of the project risk until completion or stabilization;

• This will allow the developer to reduce their up-front capital requirements while retaining a larger percentage of the project.

• Get Started Today!

• NO Upfront Fee to Pre-qualify!

• LOI or conditional approval is issued typically within 24-72 hours of receipt of the required below Commercial Submission Documentation Package.

• Fast Closing!

PROJECT SCOPE & DOCUMENTATION:

– Required for Initial Review & Approval:        Please submit the below Documentation along your bankable Business Plan, bankable Feasibility Study Report, Executive Summary for review to: support@x-trend.eu

Construction & Development Project Information:

• EXECUTIVE SUMMARY OF THE DEVELOPMENT.
• CONSTRUCTION BUDGET including hard and soft costs.
• TIMELINE showing key points from beginning to completion of project.
• LLC AGREEMENT OR ARTICLES OF INCORPORATION OF ENTITY, IF ANY.
• PROPOSED SALE PRICES AND MARKETING PLANS for completed units (if condominiums).
• COMPARABLE SALES INFORMATION for both the residential apartments, and any commercial space (if condominiums).
• RENTAL ANALYSIS OF THE PROPERTY (based on the estimated rental value of the completed units, including any commercial space).
• COPY OF FULLY EXECUTED PURCHASE CONTRACT AND DEED.
• COPY OF APPROVED BUILDING PLANS (if available).
• COPY OF ZONING ANALYSIS.
• EVIDENCE OF PARTNERS’ CONTROL OF ANY DEVELOPMENT RIGHTS NECESSARY TO EXECUTE THE PLANS.
• BACKGROUND/BIO ON EACH PARTNER emphasizing experience in development, renovation, construction, real estate, projects successfully completed.
• BACKGROUND/BIO/RECENT SIMILAR PROJECTS COMPLETED for architect, contractor and construction manager.
• COPY OF THE CONTRACT between developer and general contractor.

Basic Company Documents and History (PART 2):

• Organization and Good Standing.
• The Company’s Certificate of Good Standing, Articles of Incorporation and all amendments thereto.
• The Company’s Bylaws and all amendments thereto.
• A Certificate of Good Standing from the Secretary of State of the state where the incorporated.
• A bankable business plan/executive summary or other narrative describing the operations of the Company, its future plans and how such plans are to be achieved.
• Business Profile – Business Summary Highlights.
• 3rd Party bankable Feasibility & Market by Industry Professional Study.
• Provide evidence of your own cash liquid you invested and/or (2nd & 3rd party) in project thus far along with bank statement to support the payments for the project.
• Performa’s, Month-to-Month Financial Projections for the first 12 months following closing, and Annual Financial Projections for years 2-5.
• Current – Personal Financial Statement.
• Organization chart with all employees and their compensation listed.
• A- Color (Copy) of Driver’s license and or passport.
• Marketing materials used by the business,

Financial Statements:

• Detailed historical monthly balance sheets, income statements and cash flows for the last 3 years and the current YTD period (Please confirm that interim financial statements are prepared on the same basis as that used for the most recent audited statement. If not, what are the adjustments recorded or accounts reconciled only at year end?).

Letter of Intent (LOI) Issued:

• An LOI or conditional approval is issued typically within 24-72 hours of receipt of receiving the above required basic documentation.

• The LOI will provide detailed information about the rate, terms costs and conditions of the loan.

• You can accept our offer or not. There is no cost or obligation up until this point.

IMPORTANT: If you are serious about securing funding, please email us for an application along with an Executive Summary